Recovering from a car accident is never an easy process. It can be made even more difficult if you are unable to secure compensation for your damages. An experienced car accident attorney will increase your chances of recovering compensation after a crash.
However, when one of the vehicles involved in the crash was an Uber, you’ll need a lawyer who specializes in these particular types of crashes. The legislation regarding rideshare drivers is fairly new, and some aspects are still changing periodically.
An Uber accident lawyer will know all the ins and outs of these types of cases and can give you the best chance of recovering a settlement after your Tucson Uber accident.
Liability in an Uber Accident
There are many reasons why recovering compensation after an accident involving an Uber can be more difficult. One of the most significant complications is determining liability. Uber drivers are not considered employees of the company. Instead, they are classified as independent contractors. Through this technicality, Uber is able to avoid liability in many accident claims.
When another driver was at fault for the crash, it is treated exactly like any other car accident case. However, things get more confusing when the Uber driver was the one who caused the accident.
Uber drivers in Arizona are required to carry their own insurance, which covers damages when the liable party is the Uber driver. You can recover damages from the Uber driver, whether you were a passenger or another party injured in the accident. Additionally, if your injuries are severe, you may also be eligible to recover compensation from Uber’s insurance policy.
For a free legal consultation with a settlements lawyer serving Tucson, call 866-499-8989
Uber’s Insurance Policy
While Uber drivers in Tucson are required to carry comprehensive insurance that includes liability, uninsured or underinsured motorist protection, personal injury protection, and collision coverage, sometimes, the damages from a crash exceed the limits of the insurance policy.
Whether Uber’s insurance applies in this situation or not depends on the status of the Uber driver at the time of the crash. There are three different levels of coverage depending on the driver’s situation at the time of the collision.
When an Uber driver who is not logged into the app gets into a car crash, Uber’s insurance policy will not come into play. When the driver is not logged in, they are not considered to be working, and Uber holds zero liability for their actions at this time.
When the Uber driver is logged into the app and is waiting to accept a ride, Uber offers limited coverage in the event of a crash. If someone gets injured in an accident caused by an Uber driver who is logged in but has not accepted a ride, they must first pursue compensation through the driver’s personal insurance.
However, if their damages exceed the limits of the driver’s coverage, Uber offers additional coverage. Uber will pay out up to $50,000 for the bodily injury of a single person. If more than one person was injured in the accident, Uber will pay up to $100,000, which gets divided among all injured parties. Additionally, Uber will compensate up to $25,000 in property damage.
Once the logged-in Uber driver has accepted a ride, Uber’s full insurance coverage comes into effect. It does not matter if the driver has picked up the ride yet or not. As soon as they accept the ride, there is full coverage available.
Uber’s full coverage insurance can provide victims with up to $1,000,000 in third-party liability and uninsured or underinsured motorist coverage.
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Settling a Uber Accident Case in Tucson
Like most car accident cases, Uber accidents are typically resolved through a settlement. In settlement negotiation with the driver’s insurance, or Uber’s insurance, your Uber accident lawyer will attempt to reach a fair deal.
A fair deal, in this case, would be one that reimburses you for all the financial expenses you face, as well as getting you money for your non-economic damages.
Common financial losses that can be reimbursed in a Tucson Uber accident settlement include:
- Medical bills
- Future medical expenses
- Property damage
- Lost income
- Reduced earning ability
Ideally, the money you recover for these losses should directly offset the financial cost you incurred.
Common non-economic damages for which you may be eligible to recover compensation include:
- Pain and suffering
- Mental anguish
- Loss of consortium
- Permanent disability
Talk to an Uber Accident Lawyer in Tucson Today
If you were injured in an accident where an Uber driver was at fault, you need a car accident lawyer with plenty of experience fighting for victims in rideshare accidents. At Zanes Law Injury Lawyers, we have helped countless Uber accident victims get the money they need to heal from their injuries and put their accidents behind them.
Contact us today by phone or through our online contact form to schedule a free, no-obligation consultation. A member of our legal team will review your case and discuss your options for recovering a settlement for your Tucson Uber accident.