If you were injured in an auto wreck with a food delivery driver, recovering compensation can be challenging. You will likely have to deal with their employer’s insurance company, which can be overwhelming if you do not have much experience with the legal system.

A Tucson food delivery accident lawyer could guide you through the claims process and help you hold the at-fault driver liable for their actions. Put yourself in a better position to recover compensation by consulting a skilled car crash attorney at Zanes Law.

Possible Injuries Resulting from a Car Accident

In any auto accident, the drivers involved may suffer serious injuries with long-term consequences. Some common forms of physical and emotional harm include:

The expensive medical care required to treat these types of conditions can put the injured party and their family in an unstable financial position. Fortunately, a dedicated lawyer could work with families to recover compensation after an accident with a food delivery vehicle.

Filing an Insurance Claim Against a Food Delivery Driver

Most car accidents are resolved through settlement negotiations with the negligent driver’s insurance company. However, if a food delivery driver caused the collision, the restaurant or online delivery service they work for is also involved.

All online food delivery platforms such as DoorDash, Postmates, and Uber Eats have liability coverage. Still, many of these companies require drivers to obtain additional commercial insurance for the vehicles that they use for work. As there are multiple parties involved in these types of vehicle collisions, it is crucial to determine which insurance company to seek compensation from.

Factors That May Determine Which Insurance Company is Liable for Damages

Some restaurants or food delivery app companies explicitly state that the driver’s insurance policy is responsible for paying damages resulting from a car wreck. Other companies state that the corporate insurance policy will assume primary liability depending on where the accident occurred in the delivery process. Deciphering insurance policy language can be difficult, but an experienced attorney could help injured parties understand insurance policy terms after a food delivery accident.

Potential Limitations on Damages in Tucson

Although there are no damage caps on personal injury claims in Arizona, other laws impose restrictions that may impact the amount of compensation available to the injured party. Claimants seeking damages for car accident injuries risk having their case dismissed if they wait too long to file their claim.

According to Arizona Revised Statutes Annotated § 12-542, there is a two-year window to file suit. Injured parties should seek legal help quickly to begin the process of filing their food delivery accident claim.

Even if a plaintiff files on time, they could receive a reduced amount of damages if they contributed to the accident in some way. Arizona Revised Statutes Annotated § 12-2505 establishes the pure comparative negligence rule, which states that the court will reduce the injured party’s damages award by their percentage of fault. By working with experienced counsel, plaintiffs could improve their chances of receiving full compensation.

Work with a Tucson Food Delivery Accident Attorney

Facing powerful insurance companies in insurance negotiations can be challenging, but you do not have to go through it alone. Our Tucson food delivery accident lawyers have the knowledge and skill to help you get the best result possible. Call us today to speak with an attorney about your case.

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