If you or your loved one was recently involved in a car or truck accident with an uninsured motorist, you may have questions about how you will recover compensation for your injuries and your damaged vehicle. Arizona law mandates that drivers buy liability insurance under the mandatory insurance law but not all motorists follow it. Uninsured and underinsured motorist coverage is important because it protects you and/or passengers in your vehicle for bodily harm involving a driver who has no liability coverage.

It can be challenging to recover compensation from an uninsured motorist, but the attorneys at Zanes Law have a track record of recovering an award for damages incurred.

At Zanes Law, our Tucson injury lawyers strive to make our clients’ lives as easy as possible in the weeks following their accident. We will travel to you to conduct a free, no-obligation case evaluation where we will examine the details of your accident, if necessary. Our legal team will identify the responsible party or parties, determine their insurance situation, and let you know your legal options and expectations.

You can learn more about how we can help you recover monetary compensation. Call us today to speak with a member of the Zanes Law team about your legal options: (520) 777-7777.

The Process of Collecting Compensation After an Accident With an Uninsured Motorist

Even when all drivers involved have insurance, it can be difficult to assign fault after an accident. When the driver who caused the collision is driving without insurance, the ensuing legal process is fraught with complexities. For the other drivers and passengers, it becomes a question of whether they will receive compensation for their injuries and property damage.

An uninsured motorist lawyer in Tucson, AZ, with Zanes Law can explain your legal options if you are dealing with a car accident case that involves an uninsured motorist. Your legal options include:

Filing an Uninsured Motorist Claim

Uninsured motorist coverage is a rider offered by most insurance companies that attaches to your existing auto insurance policy.

You can buy coverage specifically for accidents involving uninsured drivers for an added premium or cost. If you have this type of coverage at the time of the accident, your insurance company will pay what the other driver’s insurance would have covered.

Uninsured motorist coverage involves an additional cost on top of your regular car insurance. Because of this, many drivers elect to forgo it. If you did not have uninsured motorist coverage at the time of your accident, there are other ways we can seek compensation for your damages.

Collision Coverage

When you buy auto insurance, there are different levels of coverage you can select. In Arizona, you must carry liability coverage, which is the type of insurance that covers damages if you caused an accident that injures someone else or their property. You also have the option of purchasing collision coverage, which pays for damage to your own vehicle.

Suing the At-Fault Driver

Just because the at-fault driver lacked insurance does not absolve them of financial liability for the damages they caused. If hired, our team will investigate them, determine their financial resources, and then pursue compensation either in or out of court. Even if they do not have liquid assets to pay a settlement or judgment, we may be able to have liens placed on their personal assets.

Why Choose Zanes Law to Handle Your Uninsured Motorist Claim

At Zanes Law, we believe our clients are like extended family members. When you choose Zanes Law to handle your uninsured motorist claim, you can count on the following and more:

Service at Your Convenience

We do not make you schedule an appointment and travel across town to meet with your uninsured motorist attorney. Instead, we come to you when and where it is convenient. Our team members have conducted case evaluations in clients’ homes, offices, and hospital rooms. If it is easier for you, we can even do it over the phone.

Sign Up in a Single Phone Call

It is necessary that you do not miss any current or approaching deadlines that relate to your case. We understand that the sooner the process gets started, the better the chance of a favorable outcome. The strength of a car accident claim hinges on its evidence, and evidence can fade or disappear over time. That is why we get to work right away. You can sign up with us in a single phone call. Once that is completed, our team, including an uninsured motorist lawyer in Tucson, AZ, will start gathering evidence to build your claim.

Damages That Compensation May Cover

Zanes Law will help you pursue a settlement or award that includes compensation for the following damages and more:

  • Current and future medical bills
  • Lost wages
  • Reduced earning capacity
  • Pain and suffering and inconvenience
  • Loss of enjoyment of life
  • Emotional distress

The Statute of Limitations in Arizona

Arizona law has a timeframe when it comes to pursuing damages in an uninsured motorist claim. Arizona Code § 12-555 sets a limit on three years for car collision claims involving uninsured and underinsured motorist coverage.

This timeline can vary based on extenuating circumstances. Based on the specific details of your claim, it may be shorter or longer. We recommend consulting with an attorney as soon as possible after your accident due to impending deadlines that you may or may not know about. If necessary, Zanes Law may be able to file a quick lawsuit to forestall an important deadline.

Call for Your Free Case Evaluation With Zanes Law Today

Zanes Law is eager to get to work on your uninsured motorist claim today. Call our Tucson office at (520) 777-7777 for a consultation and sign-up, which can all be done in one call.

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