You had a plan for your day, and it did not include getting into a car accident. You are badly injured. To make matters worse, the other motorist, who hit your car as he ran a red light, is uninsured.
You spend your days struggling with the pain of your injuries and the stress of how you are going to pay the medical costs, not to mention the rent when you haven’t been to work in weeks.
Your injuries will take time to heal, but Zanes Law can handle the rest. If your car accident resulted from another person’s negligence—even if he was uninsured—that individual is responsible for your damages, and you have the right to be compensated.
Call Zanes Law today. An uninsured motorist lawyer in Phoenix, AZ will do everything from A to Z to see you through this legal dilemma.
Checking in With Your Insurance Company
If you are involved in a car accident with an uninsured motorist, the Zanes Law team of injury lawyers first will check your insurance policy. If you have uninsured motorist (UIM) coverage, you are protected for bodily injuries that you or your passengers sustain in a collision with an uninsured driver whose negligence caused the accident.
More than likely, your insurance company limits the time you have to file a UIM claim—sometimes they require you file within 30 days of the car accident. UIM is additional coverage, so you pay extra for it. You can also purchase collision coverage from your insurance provider to cover the cost of repairing your car after an accident with an at-fault uninsured motorist in Arizona.
As part of our “everything from A to Z” policy, the legal team at Zanes Law will contact your insurance company on your behalf.
If Your Insurance Company Does Not Pay, You Can Sue the At-Fault Driver
Arizona is a traditional negligence state, which means whoever is responsible for causing the accident pays for the damages.
The trick here is proving that the other driver in your car accident was at fault.
At Zanes Law, we have a solid system for proving negligence in cases just like yours.
What Zanes Law Will Do to Prove the Other Motorist Was at Fault
Put simply; we handle everything from A to Z. Specifically, we do the following:
- We Gather Evidence. Our legal team leaves no stone unturned as we survey the scene of your accident and collect any evidence we can find.
- We Obtain Copies of All Reports and Records. This includes police reports and medical records.
- We Collaborate With Experts. They prove your injuries and document the future care you will need, the expenses of that care, and whether your injuries will diminish your future earnings potential.
- We Consult with Accident Reconstruction Specialists. They can explain in detail how the opposition’s negligence caused your car accident and your injuries.
Recoverable Damages From Your Phoenix Car Accident
An uninsured motorist lawyer in Phoenix, AZ will develop a sound strategy for you to be compensated for the expenses you have paid, the wages you have lost, and even the pain and suffering you have experienced as a result of your car accident. The damages you may receive include:
- Medical expenses, including hospitalization and treatment
- Prescription medication and pain management
- Ambulance transportation
- Lost wages and diminished earning capacity
- Ongoing care costs
- Repair or replacement of your car and any personal property damaged in the accident
- Physical pain damages
- Emotional suffering
- Mental anguish
Keep in mind that when a car accident results in the death of a family member, you are eligible to pursue a wrongful death lawsuit against the negligent motor vehicle driver.
The Importance of Seeing a Medical Professional
Following your car accident, you will see and experience a range of injuries. Some might be painfully obvious like whiplash, especially incapacitating injuries. Others, like bruising and soreness, you might be tempted to dismiss.
We strongly advise that you do not undermine any pain or injury you experience. They might be symptoms of a more serious problem. You need to see a doctor to find out for sure. A physician will know what your symptoms might mean and can even test you for other ailments for which you are showing no symptoms at all. These injuries can turn out to be the most serious of all.
By seeing a medical professional immediately after your car accident, you can treat all your injuries before they escalate. Furthermore, the doctor will document everything, which could prove useful in court.
You Have a Limited Time to Act on Your Uninsured Motorist Lawsuit in Phoenix
We have already touched on the time limits imposed on you by your insurance company. The state of Arizona also requires that you act within a specific timeframe when filing your lawsuit.
The sooner you hire a lawyer, the easier you can rest knowing that these windows of opportunity will not close on you.
Finally, from the standpoint of building a strong case, it makes sense to hire an injury lawyer as soon after your accident as possible. Doing so will give your attorney better access to witnesses and evidence that will solidify your case.
Call Zanes Law so we can start on your case today.
Call Zanes Law to Represent You in Your Uninsured Motorist Lawsuit
Call Zanes Law today. An uninsured motorist lawyer in Phoenix, AZ can come to your home, your hospital room, or wherever is most convenient for you to review your case. 602-999-9999.