Can I Sue My Insurance Public Adjuster?

You may be able to sue your insurance public adjuster depending on the circumstances surrounding your case. While case law hasn’t been fully established in this area, an insurance claims lawyer may be able to help you file a bad faith claim against your Arizona public adjuster or your insurance company.

While public adjusters seem like they should be on your side compared to an insurance company’s claims adjuster, they’re humans who can still make mistakes or cause you harm, intentionally or otherwise.

To get a better answer to your question, contact the Phoenix insurance claims lawyer with a 99% win rate and schedule a free consultation to get a comprehensive case evaluation. We’ll let you know whether you can sue your public adjuster or somebody else.

Can You Sue an Insurance Public Adjuster in Arizona?

Although state law has yet to definitively decide whether you can directly sue an Arizona public adjuster, our lawyers know every possible way to go after the money the insurance company owes you.

You may be able to file a lawsuit against the public adjuster or the insurance company for using bad faith practices. However, if it’s not already too late, we recommend hiring an insurance claims lawyer rather than working with a public adjuster.

For a free legal consultation, call 866-499-8989

What Is Bad Faith?

Insurance bad faith practices are when an insurance company doesn’t fulfill its contractual obligations to policyholders. A few examples of insurance bad faith practices include:

• Failing to conduct a thorough investigation into a claim
• Denying or delaying a valid claim without providing a reasonable explanation
• Misrepresenting the policy or coverage
• Avoiding communication with you regarding your claim
• Demanding unreasonable amounts of paperwork or other documentation
• Refusing to pay the full, fair amount of a claim
• Pushing you to accept a settlement offer that’s much less than you deserve
• Refusing to settle a claim to run out the statute of limitations

Our insurance claims attorneys know every trick the insurance companies use, and we’ll put our experience to work in your favor.

What Is an Insurance Claims Lawyer?

Similar to a personal injury lawyer, our insurance claims lawyers protect our clients’ rights throughout an insurance claim, handle a variety of tasks related to the case, and fight to get you the maximum amount of compensation possible.

Every case is unique, so schedule a free consultation today to discuss the details of your case and find out whether a Phoenix insurance lawyer can help you get the money you deserve.

How Can an Insurance Claims Lawyer Help You?

Some of the responsibilities our insurance claims attorneys handle include:

• Managing contact with insurance adjusters
• Correctly filling out and submitting paperwork
• Reviewing the language of your insurance policy
• Offering legal counsel on any matter related to claim litigation
• Negotiating to increase your settlement
• Handling your claim within the legal time frame
• Preparing your case and advocating for you in court if needed

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Causes of Insurance Claims Disputes

If your public adjuster really fumbled your claim, you may be wondering: What can I do if my insurance company denies my car accident claim?

Insurance companies have many valid–and other not-so-valid–reasons for denying car accident and other insurance claims, including:

• Your policy doesn’t cover the damages you’re asking for
• Your insurance policy has expired
• You didn’t meet the timeline requirements
• The damages exceed the maximum allowable compensation
• The insurance policy doesn’t cover you
• Liability isn’t clear
• The claim includes false information

While an insurance lawyer likely can’t help if your insurance is expired or if you lied in your original claim, there are other valid claim disputes the experienced insurance claim attorneys at Zanes Law can help you with, so give us a call to discuss your case.

Complete a Free Case Evaluation form now

How Long Do You Have to Sue Your Public Adjuster?

According to Arizona law (statute 12-542), you only have two years from the date of the cause of action to file a lawsuit. In this case, it would be two years from the date the public adjuster did the thing you’re suing them for.

The sooner you contact a lawyer, the sooner they can start gathering evidence that may disappear with time, and the sooner they can get you the compensation you’re entitled to. Don’t wait until the two years are nearly up to contact an experienced attorney.

Contact a Phoenix Insurance Claims Lawyer

If you think your insurance claim was unfairly denied, trust the experienced Phoenix insurance claims attorneys at Zanes Law. Our overall win rate is 99%, so you’ll be in good hands if we accept your case.

We know you may be struggling with bills while you wait to get the money the insurance company owes you, so we work on contingency fees. That means we take a portion of your settlement rather than charging you upfront.

If we don’t get you any money, you don’t owe us anything, so schedule your free comprehensive case evaluation today and take the first step toward getting the money you need.

Call or text 866-499-8989 or complete a
Free Case Evaluation form

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