Insurance policies are meant to protect the policyholders in case there is an accident. When you purchase insurance, most people assume that the provider will honor their end of the deal and cover what the policy states.
However, you might disagree with what the adjusters decide. Your payment may fall short of what is needed to cover your losses, or they may deny your claim entirely. Working with a Phoenix personal injury attorney may be necessary in such a circumstance.
The Phoenix claims insurance lawyers of Zanes Law understand insurance company tactics. We know how to combat them to get our clients what they deserve. We can deal with the insurance companies and negotiate aggressively for the maximum compensation possible.
What is an Insurance Claims Lawyer?
Insurance lawyers play a vital role in protecting their clients’ rights over the course of any insurance claim. A Phoenix insurance claims attorney can handle several aspects of a claim, including damage reconstruction, paperwork, gathering evidence, addressing roadblocks, and negotiations with insurers.
If negotiations should fail to reach a favorable resolution, we will provide legal representation through all phases of litigation when needed.
We assess each situation thoroughly, so you understand the risk associated with your case and if resolving it outside court is feasible or if taking it to trial may be necessary. We will strategize the best plan of action to recover the most compensation possible.
For a free legal consultation with a insurance claims lawyer serving Phoenix, call 866-499-8989
Insurance Claims Disputes
Insurance claims can often be a complicated and time-consuming process, with insurance providers searching for any excuse they can use to deny you the compensation you are rightfully owed. Unfortunately, it’s not uncommon for companies to use various tactics and tricks to delay payments or even attempt to avoid payouts altogether.
Common issues that lead to these disputes include:
- Omissions or gaps in coverage
- Injuries that fall outside the scope of coverage
- Failure to pay premiums on time
- Disputes about the severity of your injuries
- Misrepresentation within the policy or claim
Insurance companies sometimes engage in bad faith practices to avoid paying out on your claim. It’s best to seek help from an insurance claims attorney in Phoenix to protect yourself and get the coverage you are rightly owed. We can review your claim, fight for your rights, and appeal unfair claim denials.
Phoenix Insurance Claims Lawyer Near Me 866-499-8989
How Can a Phoenix Insurance Claims Lawyer Help?
Insurance lawyers are legal professionals who specialize in the area of insurance law. They provide services related to the legal issues associated with claims and disputes arising from policies issued by insurers. They primarily focus on protecting the rights of their clients, helping them get what they’re entitled to under their policies.
Insurance attorneys have a wide range of responsibilities that include:
- Filing and submitting paperwork correctly to avoid delays
- Handling contact with insurance adjusters
- Negotiating to increase your settlement
- Providing legal counsel on all matters related to claim litigation
- Reviewing policy language
- Preparing your case and advocating for you in court if necessary
- Ensuring that claims are handled efficiently and within the legal time frames allowed
Insurance claims lawyers also help streamline the process to ensure you can recover damages as quickly as possible. We can assist you in obtaining fair compensation regarding denied or underpaid insurance benefits by pursuing bad faith cases against your insurer.
What is Bad Faith?
Insurance bad faith practices can occur when an insurance company fails to fulfill its contractual obligations to its policyholders. Some examples of insurance bad faith practices include:
- Delaying or denying a valid claim without a reasonable explanation
- Failing to conduct a thorough investigation into a claim
- Refusing to pay the full amount of a claim
- Demanding unreasonable amounts of documentation or paperwork
- Avoiding communication with the claimant regarding their claim
- Misrepresenting the policy or coverage
- Failing to settle a claim to run out the statute of limitations
- Badgering or spamming you to accept a lowball settlement
If you believe your insurance company has engaged in any of these bad-faith practices, speaking with an experienced insurance claims lawyer in Phoenix is important. We can help you understand your legal rights and options and work to hold the insurance company accountable for its actions.
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What Kinds of Insurance Claims Do Phoenix Attorneys Handle?
We handle insurance disputes and claims for all types of accidents and personal injuries, including:
Truck Accident Insurance Claims
Evaluating fault and liability in a truck crash case can become complicated as multiple parties may be held responsible. It is possible that claims could involve numerous sources; the driver’s individual auto insurance policy as well as the truck manufacturer’s or trucking company’s policy.
Navigating truck accident claims can become incredibly difficult. An injured person who does not consult with an attorney may find their legal rights being taken advantage of by the insurance company or the truck driver’s employer.
If you have been in a truck accident, it is important to contact a Phoenix insurance claims attorney right away to get an assessment of your claim and explore all the available options for compensation under the law.
Slip and Fall Accidents and Premises Liability
Premises liability claims arise when an individual is injured on another person’s property due to the owner’s negligence or failure to keep it safe. From slippery floors and faulty stairs to uneven pavement and inadequate security, these types of accidents could result in lifelong injuries that would require medical attention.
When you are hurt on commercial property, you may be dealing with a team of lawyers and corporate insurance policies. An insurance claims attorney in Phoenix can stand up to corporate entities and ensure that you are treated fairly.
Car Accident Claims
Anyone who sustains an injury due to another driver’s negligence may be eligible to file a car accident claim to pursue compensation. However, the insurance companies may not cooperate or be willing to pay what you are owed.
To ensure you collect the maximum compensation possible, it’s crucial to seek legal representation from a claims lawyer in Phoenix. We can evaluate the true value of your claim and help you avoid accepting an undervalued settlement.
Contact an Insurance Claims Law Firm in Phoenix Today
The Zanes Law team understands that insurance claims can be daunting. Insurance companies are for-profit businesses, so their goal is to protect their bottom line. It is in their best interest to pay out as little as possible.
Our attorneys know that accident victims are often exploited by insurance companies. To find out how we can help protect your rights and preserve the value of your claim, contact us today for a free case evaluation.