If your insurance company denies your car accident claim, you have the option to appeal their decision.
It is possible that the insurance company is making its decision based on inaccurate or incomplete information. A car accident lawyer that is familiar with the claims process can help you evaluate your options and file a compelling appeal.
If your insurance company denies your claim, it is important to understand why. There are many reasons why an insurance company may deny a claim. These are a few of the most common:
There are steps you can take to avoid receiving an insurance claim denial:
Sometimes, even when a claim includes all of the necessary information and is within the time limit, your insurance company will deny it. An Arizona car accident lawyer can help you in the following ways:
If your insurance company denies your claim, then they must give you a valid reason why. They must also offer you this reasoning within a timely fashion. Additionally, there must be a formal appeals process available.
Unfortunately, insurance companies do not always follow these rules. They may attempt to downplay the severity of the accident or to limit their liability to avoid payments. A car accident lawyer that is familiar with Arizona’s laws can help you tackle bad faith tactics that are sometimes used by insurance companies by reporting the decision to the State Insurance Commissioner or filing a claim against the bad faith insurance company.
When an insurance company does not act in good faith, they harm the injured party. Suffering injuries from a car accident is already overwhelming on its own. Medical bills, property damages, and household expenses can quickly add up, especially if you are unable to work following the accident.
A car accident lawyer can improve the communication between the insurance company and you, ensuring that they hold up their part of the deal.
You expect your insurance company to be there for you when you are in a car accident. It can be overwhelming to learn that despite your monthly insurance premium payments, they will not pay for your damages. Receiving an insurance claim denial is not necessarily a final decision. You may still have options available to collect the compensation that you deserve.
Scheduling a free case evaluation with a car accident lawyer that is familiar with Arizona’s insurance and claims laws can help you evaluate and appeal your claim. Reach out to a car accident lawyer today at Zanes Law at 866-499-8989.