So some doctors don’t negotiate their medical bills until the end of your case. So what’s that mean for you?
The most important point I guess in this answer is this: If you have health insurance you need to use your health insurance for your medical care. If you’ve been in an accident and you need substantial medical care, use your health insurance. A lot of times in normal every day accidents we have clients who do physical therapy on a lien with their medical provider, they do chiropractic care on a lien with a medical provider which means that doctor will get paid out of the case at the end of the case. And that’s okay because those bills are generally pretty small. But certainly significant care, MRIs, seeing specialists, having surgery, we want all that to be done through your health insurance so it’s actually covered by your health insurance and paid for by your health insurance.
A lot of times we’ll actually have to deal with your health insurance at the end and pay them something back if they have a right to be reimbursed. But we’ll deal with that for you at the end. Because it really is important you understand, if you receive medical care from a medical provider that you choose who is going to wait to get paid out of the case, we have no control over whether or not that medical provider will accept a reduced payment on their bills. And that can really create a problem for you because your case is about getting you compensated, not paying a bunch of doctors a whole bunch of money. And every bill that has to be paid is less money that you walk away with.
So if you’ve been injured in an accident, call us and we’ll sit down and we’ll explain all this to you and explain your options to you so you get the best possible resolution.