A herniated disc is a painful rupture in the discs between the vertebrae in the spinal column. Trauma from an accident can cause this to happen, like a car crash or a fall. They can affect your ability to work and enjoy life and often require surgery to fix.
This can cost you a lot of money, so you may wonder how much your herniated disc case is worth. The only way to know for sure is to speak with our Phoenix personal injury lawyers and let us investigate your accident. It’s impossible to say exactly how much your case is worth without an investigation.
Deciding How Much a Herniated Disc Is Worth
If you don’t know how much your claim is worth, you won’t know if an insurance settlement offer is fair. Herniated disc injuries are painful and often permanent. You may be owed damages for:
- All medical bills related to your herniated disc
- Any loss of income or future income related to your injury
- Pain and suffering
- Loss of consortium
- Loss of enjoyment of life
- And more
You need a lawyer’s help to argue which damages you’re eligible to receive and to argue for their maximum value. The maximum value is a matter of both negotiation and the circumstances of your case. Each person’s unique situation and the confidentiality of settlement amounts make it hard to give an average.
Here’s a simple example that illustrates how a change in your circumstances can affect your settlement. If a doctor says you need surgery for your herniated disc, then you could claim tens of thousands of dollars for that treatment. If you don’t need it, you won’t get damages for surgery unless we can argue you will need it in the future.
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Factors That Decide How Much Your Herniated Disc Injury is Worth
No specific formula determines how much any injury case is worth, and any lawyer you speak with that says there is one isn’t someone you should trust. A lawyer will use averages and statistics based on their own experience to give an estimate, but it’s always an estimate until the final settlement is done.
Some common factors can change how much your herniated disc case is worth. Your lawyer will use these to help come to a final estimate.
Insurance Policy Limits
Insurers pay for most personal injury cases. An insurer is only obligated to pay up to the limit of the policy. If there are multiple insurers, your potential maximum settlement grows. That’s why lawyers try to see if other parties could become part of your case, like an employer.
Breaking these limits requires going to court and successfully persuading a jury or a judge that you deserve more to get justice. Even if they do, the law may limit how much you can get. Some kinds of cases are subject to damage caps.
Where You Live
Insurers would prefer not to go to court because a jury could decide they need to pay much more than they want to pay you. Nevertheless, insurers do get taken to court. Different areas of the country have juries that prefer to pay more or less to victims.
Therefore, the jurisdiction you’re in will play a role in how much your case is worth. This is why it’s good to hire a personal injury lawyer in the region where your accident happened. They will know the local courts and how generous (or not) the local population is for civil claims.
Each of your damages will also have a value that needs to be determined. Let’s take lost wages as an example. You may not be able to work during your recovery, and you can ask for the compensation you would have received if you were working.
Two different victims of a herniated disc injury may have very different jobs. One might pay $100,000 a year, and the other minimum wage. Therefore, lost wage compensation can swing widely.
The same goes for any other damages. Non-economic damages, like pain and suffering, have the widest ranges. We must negotiate these with the insurance company.
Without the threat of a lawsuit in the background and a lawyer’s ability to persuade a jury that you should get paid for non-economic damages, it’s unlikely you’ll get the full amount you should for these.
What Can I Do to Raise My Compensation Amount?
Raising the value of your claim depends on evidence, so anything you can do to add more evidence to your claim could raise your compensation amount. This includes things like:
- Speaking with the authorities after your accident to get a record of your injury
- Seeing a doctor as soon as possible after your accident to get a diagnosis
- Taking photos
- Following all of your doctor’s instructions
- Saving all receipts, bills, pay stubs, and other financial documents related to your accident
- Keeping a journal of your experience and how it has affected your life
The most important thing you can do to raise your compensation amount is to contact a personal injury attorney in Arizona for help. They know the laws and have the skills and legal knowledge to find more evidence that will persuade an insurer to pay you your full herniated disc damages.
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Contact a Herniated Disc Injury Lawyer
If you’ve suffered from a herniated disc and you wish to maximize your compensation, contact Zanes Law for a free consultation. We will listen to your story, look over any evidence you have, and give an estimate of how much you could receive.
As your case develops, we will revise this estimate so you’ll know how much you could expect. Rarely, a herniated disc case might settle for six or seven figures, depending on what you’ve suffered. Ensure you’ll get a fair amount by contacting us now.