After an automobile accident, you may seek compensation for post-traumatic stress disorder (PTSD). Additional related costs, including those for physical therapy, prescription drugs, and mental health treatments, may also be covered by damages.
You must demonstrate that you were harmed as a result of another party’s negligence in order to receive compensation following an automobile accident. This is when things might become challenging. However, you can collaborate on your injury claim or lawsuit with a car accident attorney.
Don’t neglect to address the psychological aftermath of a car accident. You should get a medical diagnosis if you think you may have PTSD. You can then bring legal action against the driver who caused the collision.
What Is the Average Settlement Amount for PTSD After a Car Accident?
There is no standard compensation sum since post-traumatic stress disorder following auto accidents is experienced differently by each individual. Your settlement amount is influenced by how your PTSD presents itself as well as the symptoms you have.
Compensation for PTSD may also be included in a settlement, along with other elements like pain and suffering. Evaluating a number of factors is necessary to estimate a possible recovery amount.
A settlement or jury award is never guaranteed in any claim. However, if the PTSD condition is supported by strong expert testimony in these situations, there may be significant settlements.
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Insurance Company Claims for PTSD After a Car Accident
Despite the physical and mental repercussions of an accident, insurance adjusters will work tirelessly to reject a claim and keep more money in their company’s pocket. In the eyes of the insurance adjuster, PTSD is sometimes simple to ignore because there isn’t any obvious bodily harm.
The burden of this strain is unfairly placed on PTSD victims because insurance adjusters are constantly on the lookout for medical fraud. Any discrepancies in your medical history may give the insurance company cause to reject your claim. Unfortunately, the expense of treating PTSD isn’t as easily overlooked.
Those who have PTSD after a car accident can have to pay for counseling and medication out of their own pockets if their insurance claim is denied. However, most insurance adjusters do not want to deal with the expense of litigation and are generally more cooperative when a lawyer is involved.
Factors That Can Impact a PTSD Claim After a Car Accident
There are always numerous factors that can impact a settlement for a car accident. Your role in the crash and the physical injuries you sustained are the primary factors considered in car accident claims.
In general, the more severe your physical injuries are, the more your financial recovery should typically be. For example, an injury victim who lost a limb in a car crash is likely to collect more than someone who suffered a broken wrist.
Likewise, more severe cases of PTSD will garner a larger settlement than cases with less severity. Your financial recovery or settlement can also be influenced by these factors:
- Whether you share liability in the collision
- The specifics of your diagnosis and long-term prognosis
- Injuries sustained in the accident or other psychological trauma complications
- Any pre-existing conditions affecting your mental or physical health
- Your ability to function in your daily routines and activities
- Your ability to continue working
- The impact on your relationships with your loved ones and friends
Despite the fact that PTSD is a hidden brain injury, its negative repercussions can be severe and real as physical wounds. A personal injury attorney may be able to assist you to obtain just compensation for PTSD as a result of your auto accident.
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Signs of PTSD
PTSD is thought to occur in nearly 40% of motor vehicle accident survivors, according to National Institute of Mental Health studies. Following a car accident, it’s common to experience a range of feelings, including shock, remorse, grief, helplessness, confusion, and dread.
These signs could appear in any combination as your body naturally reacts to a traumatic incident in your life, and they should gradually disappear in those who don’t have PTSD.
However, when these feelings persist, and you exhibit some of the following symptoms, you may have PTSD.
- Unwanted or intrusive painful memories of the event
- Emotional turbulence following exposure to unpleasant memories
- Aggression or irritation
- Difficulty experiencing good feelings
- Putting too much responsibility on oneself or others for the trauma
- Physical reaction to reminders of the event
- Feeling alone
- Trouble sleeping
- Inability to remember important aspects of the accident
- Reduced interest in activities
- Avoiding activities connected to the accident, such as driving
- Increased startle response
- Excessively pessimistic beliefs and presumptions about oneself or the world
- Damaging behaviors or risky activity
- Difficulty paying attention
After a serious car accident, you may experience an increase in symptoms or intensity of symptoms as time passes. If you suspect you are experiencing symptoms of PTSD, it’s important to seek medical attention promptly.
PTSD can be managed with help from your physician and mental health providers. Your mental state can have a big impact on your life, and you are legally entitled to pursue damages for all your physical and emotional injuries.
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How to Help Prove Your Claim of PTSD After a Car Accident
These actions may safeguard your right to compensation if you have PTSD symptoms or other health issues:
- As soon as you can, seek medical attention for all your serious bodily and mental ailments by visiting a healthcare provider
- As quickly as possible, report the car collision to the responsible insurer. A letter of representation will be sent on your behalf if you are represented by counsel.
- Keep all documents pertaining to your case, such as a list of your prescription drugs, medical history information, and other supporting documentation.
- Think about employing a personal injury attorney who can aid you in the remaining steps of the claims procedure.
Contact the Car Accident Lawyers at Zanes Law
If you have experienced PTSD folllowing a traffic accident, you are not alone. The psychological effects of a traffic accident can be disruptive to your daily life and affect your ability to function. Your injuries are valid, but they are invisible. So, it’s important to take steps to document the injury. For further help with your PTSD claim, contact the car accident lawyers at Zanes Law.