Can You Sue a Drunk Driver With No Insurance?

Being involved in a car accident caused by a drunk driver is a traumatic experience. However, when the at-fault drunk driver lacks insurance coverage, the situation can become even more challenging for the victims. In situations like this, a Phoenix drunk driving lawyer is necessary to successfully manage your case and the hurdles that may come along with it.  

Here at Zanes law, our attorneys aim to uphold your interests and answer any concerns surrounding the issue of suing a drunk driver with no insurance in Arizona. Understanding your legal options after being hurt by an uninsured drunk driver will set you up for a stress-free personal injury case in the long run. 

Learn more below and consult with our experienced personal injury law firm if you think legal help would benefit you most.

Can I Sue a Drunk Driver with No Insurance?

If you have been injured by a drunk driver who does not have insurance coverage, you may wonder if you can still sue them for damages. In Arizona, the answer is yes. While uninsured drivers present additional challenges when seeking compensation, it is possible to file a lawsuit against the drunk driver directly.

By pursuing legal action with a Phoenix car accident lawyer, you can hold the intoxicated driver accountable for their actions and seek compensation for your injuries and other damages.

For a free legal consultation, call 866-499-8989

What Are the Challenges of Suing an Uninsured Drunk Driver?

Suing an uninsured drunk driver can pose several challenges. When the at-fault driver lacks insurance coverage, it can significantly impact the legal process and the ability to recover damages in the following ways:

• Limited financial resources: If the driver does not have insurance, it is possible that they may not have sufficient personal assets to cover the damages resulting from the accident. Even if you successfully obtain a judgment against the driver, enforcing the judgment and actually recovering the compensation can be difficult.
• Difficulty in collecting compensation: Uninsured drivers may lack the financial means to pay the compensation they owe, making it challenging to collect the awarded damages. While some states allow wage garnishment or seizure of assets to satisfy a judgment, it is not always possible if the driver has few assets or income.
• Legal protection: Insurance provides a level of legal protection for drivers, as insurance companies typically handle claims and provide legal representation. Without insurance, the uninsured driver may not have legal representation, making it harder to negotiate and settle the case.
• Limited options for recovery: In some cases, the only viable option for recovery may be through uninsured/underinsured motorist coverage. However, if the victim does not have this coverage or if the coverage limits are insufficient to cover the damages, it can be challenging to pursue compensation from other sources.
• Potential bankruptcy: If the uninsured driver is unable to pay the awarded damages, they may choose to file for bankruptcy to discharge their debts. This can further complicate the recovery process and make it more challenging to obtain compensation for your injuries and damages.
• Time and costs: Pursuing a lawsuit against an uninsured driver can be time-consuming and costly. Legal fees, court costs, and the time involved in litigation can add additional burdens to an already stressful situation. Having a lawyer who can assess the viability of a lawsuit beforehand is a huge benefit.

So, recovering compensation directly from the drunk driver can be challenging, even if you obtain a judgment in your favor. However, with the assistance of a skilled personal injury lawyer, alternative options for seeking compensation can be explored.

What Are the Potential Sources of Compensation in Uninsured DUI Cases?

While recovering compensation directly from an uninsured drunk driver can be challenging, sources of compensation may include the drunk driver’s personal assets or seeking compensation through your own uninsured/underinsured motorist coverage.

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How Can I Determine If the Drunk Driver Has Personal Assets?

Determining if the drunk driver has personal assets requires conducting a thorough asset investigation. This process involves gathering information about the driver’s financial situation, including their property holdings, bank accounts, and other valuable assets.

 An experienced Arizona car accident lawyer can assist in this investigation by utilizing their network of resources and expertise to uncover any potential assets that can be pursued for compensation.

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Can I File a Lawsuit Against My Own Insurance Company If They Deny My Claim?

Insurance companies have a legal obligation to handle claims in good faith and provide the coverage outlined in their policies. If your own insurance company wrongfully denies your claim for uninsured/underinsured motorist coverage, you may have grounds to file a lawsuit against them for insurance bad faith. 

What Damages Can I Pursue in a Lawsuit Against an Uninsured Drunk Driver?

In a lawsuit against an uninsured drunk driver, you can pursue various damages resulting from the accident. Compensatory damages cover actual losses, such as medical expenses, rehabilitation costs, lost wages, and property damage. Additionally, punitive damages may be awarded in certain cases to punish the drunk driver’s reckless behavior and deter others from engaging in similar conduct.

Is Hiring an Arizona Car Accident Lawyer Necessary in an Uninsured Drunk Driver Case?

Seeking legal representation from an experienced underinsured drunk driver accident lawyer in Phoenix is strongly suggested if you have been injured by an uninsured drunk driver. The legal complexities alone can be daunting for the average car accident victim to face alone. Zanes Law Firm has decades of experience with various auto wreck cases successfully under our belt. 

Contact us today to navigate the legal process of suing an uninsured drunk driver, we promise to fight for your best interests and the most lucrative outcome. 

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