The average insurance settlement for a broken wrist that requires surgery is between $40,000 and $60,000. That said, a payout upwards of $150,000 is possible, depending on the circumstances. Less severe breaks not requiring surgery will often result in a lower settlement or court award, typically below $25,000.
That said, every case is unique, so the amount you receive could be significantly more or less than the average, depending on factors such as the severity of your injury, the other’s party’s negligence, and the insurance limits of the liable party. One of our experienced car accident lawyers can help you understand the value of your claim during a free consultation.
Available Compensation for a Wrist Injury
Each car accident case and resulting injury will have a different value. A qualified lawyer can evaluate your losses to assign a value to your claim.
Economic losses are relatively easy to calculate, as they involve expenses with documentation. You can add the receipts for your medical bills and calculate your lost wages.
Non-economic losses, on the other hand, are more challenging to quantify. However, you and your attorney will still need to come up with figures that compensate you for those losses. Here are some examples of damages that could be caused by a wrist injury that do not have a set monetary value:
- Pain and suffering (past, present, and future)
- Long recovery process
- Long term limitations
- Loss of a hand or arm
- Decreased enjoyment of life
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How Insurance Companies Assign Value to Injuries
In general, when a car accident victim sustains a more severe injury, their personal injury claim will have a higher value. This is why an individual who needs surgery will likely receive a higher settlement than someone who is expected to fully recover after wearing a cast for a few weeks.
Those with certain types of fractures may be entitled to more compensation due to the severity of their injury and the lengthy recovery process. Examples of the most severe wrist fractures include:
- Intra-articular fractures
- Comminuted fractures
- Compound fractures
- Displaced fractures
A break in the larger of the two bones in the wrist is also referred to as a Colles’ fracture and is a more common injury that can still lead to significant complications.
Long-Term Effects of a Severe Break
One factor determining the value of a personal injury claim is whether the accident victim will suffer any long-term effects from their injuries.
After breaking a bone, you may suffer from ongoing pain, limited range of motion, nerve damage, and other long-term effects. Wrist injuries can be extremely limiting when they involve the wrist of the person’s dominant hand. In some cases, people experience chronic pain and severe, long-lasting disabilities.
If your broken wrist causes you severe limitations, you will need to work with an attorney who has the resources to prove your limitations. Our law firm can call in experts if needed to help you pursue compensation beyond your current medical treatments. With our help, you could also recover compensation for reduced earning capacity and future treatment costs.
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Filing a Personal Injury Claim
To file a successful personal injury claim, you must present the insurance company with evidence that the other party caused the accident and, therefore, your injuries. Along with this proof, you will need to provide a demand letter listing all of your losses from the accident and their respective costs.
Once you and your attorney have completed these steps and built a solid case, it’s time to negotiate a settlement. The insurer might agree to pay you what you need, or they might unjustly deny or delay your claim or ignore your calls, hoping you will give up.
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Filing a Lawsuit
You don’t have to give up when the insurance company doesn’t agree to a fair settlement. You can file a civil lawsuit for compensation, and you can keep negotiating for a settlement up until the court date.
As part of the lawsuit process, the other party may request that you submit to a physical examination by a doctor they choose. You must show up for this examination.
Remember that their doctor is not examining you to help prove your injury’s severity. Instead, they will be looking for evidence the other party can use against you. If your case ends up in court, our Arizona personal injury firm is prepared to help you through this challenging stage of the lawsuit process.
Maximizing Your Chances of Recovering a Settlement
Having a qualified personal injury lawyer who has experience in broken wrist cases representing you can make the difference between receiving a substantial settlement and having your case dismissed from court altogether. Those who partner with a skilled lawyer from our firm could secure compensation for the following damages:
- Medical bills
- Lost wages
- Loss of future earnings
- Pain and suffering (physical and emotional)
- Punitive damages, also known as exemplary damages
Contacting a Personal Injury Attorney After a Car Wreck
Average settlement amounts are always changing, but those figures don’t really mean much anyway. The only way to find out what your case is worth is to consult with an attorney. During your initial consultation with our firm, we’ll ask questions to learn more about your accident so we can determine the value of your broken wrist injury.
If you or a family member suffered a wrist fracture in an accident caused by someone else’s negligence, the knowledgeable and experienced personal injury attorneys at Zanes Law Injury Lawyers are here to help. Reach out today to schedule a free consultation.