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A car accident can happen in seconds, leaving you panicked and not sure what to do next. While it may feel overwhelming at first, the steps you take immediately afterward can protect your safety, your rights, and your ability to recover compensation. Whether the crash happened on I-10 or a Tucson side street, knowing the steps to take after a car accident can make all the difference.
At Zanes Law, we’ve spent over 20 years helping Tucson residents through some of the most difficult moments of their lives. Below is a practical checklist of what to do after a car accident, plus important information about Arizona’s accident laws that may affect your case.
Your first priority should always be safety. Check yourself, your passengers, and anyone else involved for potential injuries. Even if your injuries seem minor, call 911 immediately so emergency responders can assess everyone on scene and transport anyone who needs medical care.
If possible, move your vehicle out of traffic to a safe location, such as the shoulder or a nearby parking lot. Turn on your hazard lights and use cones or flares if available. Stay calm and avoid arguing or admitting fault at the scene.
In Tucson, calling the police after a crash is often required by law. If your accident involves injury, death, or major property damage, you must contact law enforcement immediately.
For accidents on city streets, contact the Tucson Police Department (TPD). If your collision occurs on highways like I-10 or I-19, the Arizona Department of Public Safety (DPS) will usually handle the report. Officers will create an official record documenting the incident, which is a crucial piece of evidence for insurance claims and legal action.
Once your report is filed, you can later request a copy directly from the Tucson Police Department’s records division. This document will include details such as officer notes, witness statements, and diagrams that can support your version of events.
Once everyone is safe and authorities are on their way, calmly exchange information with the other driver. This information will be critical for your insurance claim and any legal action that follows. Avoid discussing who was at fault, as even casual comments can be misinterpreted later.
Be sure to exchange:
If the other driver refuses to cooperate, wait for law enforcement to arrive and let them handle the situation. The responding officer will record each driver’s information in the official police report.
Thorough documentation can be one of the most valuable tools for your insurance claim. Use your phone to capture as much visual evidence as possible before vehicles are moved or towed.
Take photos of:
If the crash occurred during Tucson’s monsoon season, note any weather-related hazards like slick roads or limited visibility. You can also collect contact information from witnesses who saw the crash, as their statements can help verify what happened.
Even if you feel fine after the crash, some car accident injuries don’t appear right away. Symptoms of whiplash, concussion, or internal trauma can take hours or even days to develop. If you experience pain, dizziness, or numbness after leaving the scene, don’t ignore it. Go to a doctor immediately.
Visiting a hospital or urgent care not only protects your health but also creates official documentation linking your injuries to the accident. Insurance adjusters often look for gaps in treatment, so documenting every visit matters.
In Tucson, you can visit facilities like Banner–University Medical Center or Tucson Medical Center, both of which handle accident-related care daily.
Once you’re safe and have received any needed medical care, notify your insurance company about the crash. Most Arizona insurers require prompt reporting, often within a few days of the accident. When you make the call, provide only the basic facts, such as where and when the accident occurred, and the parties involved.
If the other driver was at fault, their insurer may reach out to you. Be polite but cautious, since adjusters are often trying to get a recorded statement that could reduce your payout. You’re not obligated to give a statement without representation.
When contacting insurance companies:
Insurance companies may have different policies on things like accident forgiveness, so be sure to double-check with your provider to see what options you have.
When in doubt, contact a Tucson car accident attorney before speaking further with any insurance adjusters, especially if you’re dealing with serious injuries or significant damages.
After a serious crash, having an experienced attorney on your side can make a major difference. A dependable Tucson car accident lawyer can handle communication with insurers, gather evidence, and fight to ensure you receive full and fair compensation for your injuries.
Don’t wait too long to seek legal advice. The sooner an attorney is involved, the better they can protect any evidence and strengthen your traffic accident claim.
At Zanes Law, our attorneys have helped thousands of Arizona drivers recover the compensation they deserve. We know how to negotiate with insurance companies and, when necessary, take cases to court.
For a free legal consultation, call (866) 499-8989
After an accident, understanding the laws that apply in Arizona can help you decide whether to pursue legal action. Here are a few things to keep in mind:
Arizona follows an at-fault insurance system, meaning the driver responsible for causing the crash is liable for the damages. You can file a claim with:
Under Arizona’s comparative negligence law, each party’s compensation can be reduced by their percentage of fault. For example, if you’re found 20% responsible for the accident, your total compensation would be reduced by 20%.
In most cases, you have two years from the date of the accident to file a personal injury claim in Arizona. Missing this deadline can permanently bar you from recovering damages. Some exceptions may apply, such as accidents involving government vehicles or minors, so it’s best to consult a lawyer as soon as possible.
Figuring out what to do immediately after a car accident can be overwhelming, but you don’t have to face the aftermath alone. From dealing with insurance adjusters to understanding Arizona’s complex liability laws, the right legal support can make the process smoother and far less stressful.
For more than 20 years, Zanes Law has helped accident victims in Tucson and across Arizona recover physically, emotionally, and financially. Our team fights for the underdogs, the people who deserve to have their voices heard after being wronged on the road.
If you or someone you love was injured in a crash, contact our Tucson personal injury lawyers for a free, no-obligation consultation. We’ll review your case, explain your rights, and help you take the next step toward justice.
Yes. Even minor collisions can cause hidden property damage or delayed injuries. Filing a claim helps document the incident in case issues arise later, such as back pain or vehicle frame problems. Your attorney can also help you weigh whether filing a claim or seeking compensation directly from the other driver is best.
In most cases, yes. Reporting a car accident is required by Arizona law if it results in injury, death, or property damage exceeding $1,000. However, even for smaller fender benders, calling law enforcement is often the safest move. A police report provides an objective record that can help settle insurance disputes or confirm what really happened.
While it’s not always legally required, having a police report significantly strengthens your claim. Insurance companies use it as official verification of the accident details and fault determination. You can request a copy of your report through the Tucson Police Department’s records unit or the Arizona Department of Public Safety if your crash occurred on a state highway.
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