If your car accident claim was denied by GEICO, it can be difficult to know what steps to take next. However, it’s important to remember that the rejection is not the final word. A car accident lawyer in Phoenix might be able to help you make a successful appeal.
In some cases, we can expose bad-faith insurance practices and hold the company accountable. No matter your circumstances, an experienced car accident lawyer is an invaluable ally when it comes to fighting for the compensation you deserve.
Learn what to do and how a personal injury lawyer with Zanes Law may be able to help you recover fair and full compensation if your accident claim has been denied by GEICO.
For auto accident victims who have sustained injuries and damages due to the negligence of another motorist, obtaining compensation for their losses can be daunting. The insurance company must act in good faith when handling an auto insurance claim, however, this doesn’t always happen.
In such cases, GEICO typically provides a letter containing a reason for the denial that is not necessarily relevant to the details of the particular claim submitted. If GEICO denies your claim for reasons that indicate bad faith, it may be violating laws concerning unreasonable denials of claims for coverage or payment.
Dealing with a bad-faith GEICO insurance claim denial can be a difficult and frustrating experience. In these situations, you are highly recommended to seek legal assistance from an insurance claims denial attorney who can review your case and determine if GEICO acted in bad faith.
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What Are Bad Faith Insurance Practices?
Bad faith car insurance practices refer to when an insurance company, such as GEICO, acts in an unfair or deceptive manner when handling a claim. This can include:
- Denying a claim without a valid reason
- Delaying payment without justification
- Offering a settlement that is significantly lower than what the claim is worth
- Rescinding your Insurance policy for unethical reasons
- Denying your claim without performing a proper investigation
- Ignoring your calls in an attempt to run out the statute of limitations so you cannot collect damages
If you believe that GEICO has engaged in bad faith practices when handling your accident claim, you may be able to take legal action. An experienced personal injury attorney can help you understand your rights and options for pursuing compensation.
We can then advise you of what steps you can take against the insurer and represent you during any legal proceedings that may follow. No matter what route you take, be sure to keep all documentation related to your claim to provide evidence of GEICO’s failings should court action become necessary.
What Are Some Signs I Need a Lawyer When My Auto Accident Claim Has Been Denied?
If your auto accident claim has been denied by GEICO, there are several signs that you may need to hire a lawyer. These signs include:
- The insurance company is disputing who was at fault for the accident
- You have suffered severe or catastrophic injuries
- There is a dispute over the value of your claim
- The insurance company is refusing to negotiate a fair settlement
If there is a dispute over the value of your claim, a lawyer can help you determine the true value of your case and negotiate a fair settlement with the insurance company or represent you in court and fight for full compensation for your medical expenses, lost wages, property damage, and other losses.
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What Kind of Evidence Can a Lawyer Gather to Prove My Claim to GEICO?
When GEICO denies your accident claim, it can be frustrating and overwhelming. However, hiring a lawyer can greatly increase your chances of getting the compensation you deserve. A lawyer can gather evidence to prove your claim, such as:
An attorney can use your medical records to provide important evidence of your injuries and the extent of your medical treatment.
Police accident reports can document the details of the accident and who was at fault. They list any citations issued and may detail other factors that contributed to the crash.
Witness statements can provide additional information and support your version of events. Eyewitnesses may also be able to provide valuable footage from dash cameras or cell phone footage.
Photos or Videos of the Accident Scene
Photos and videos can show the damage to your vehicle and the accident scene and can help to establish liability. A car accident lawyer will have the resources to collect surveillance video, EDR data, and traffic camera footage.
Driver Toxicology Reports
Driver toxicology reports can be used to determine whether drunk or impaired driving was a factor that led to your crash. This type of evidence can help establish negligence on their part and liability for your claim.
An experienced auto accident lawyer will have access to expert witnesses who can provide valuable testimony about the accident and any medical conditions you may be suffering from as a result.
Additionally, your lawyer may hire accident reconstruction experts or other specialists to provide expert testimony or analysis of the evidence. With the right evidence and legal strategy, your lawyer can build a strong case to prove your claim to GEICO.
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Contact A Personal Injury Law Firm to Get Help with a Car Accident Claim Denied by GEICO
When a car accident claim is denied by GEICO, the insurance adjuster must provide a claim denial letter with the specific reasons for the denial. The most common reason why GEICO may deny a claim is if they determine that the accident was your fault.
Your claim may also be denied if there is a lack of business records, documents, and other evidence to support your version of events or if you missed the auto insurance company’s filing deadline. Lastly, GEICO may deny your claim due to having an expired auto insurance policy or lapse in coverage.
However, if none of these reasons are valid and you believe you are owed compensation, you can consult with a car accident lawyer at Zanes Law at no cost. Contact us today for a free consultation and learn how we may be able to help.