Infographic: Surviving a dust storm: Do you know what to…
Doug Zanes shares advice on surviving a dust storm. Giant dust storms, popularly called “haboobs,” make for spectacular photos that everyone has seen shared o...
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No one ever expects to be involved in a car accident, suffer an injury, or need to begin looking for a Phoenix car accident attorney.
With the help of a Phoenix wrongful death lawyer, you should receive compensation for your losses.
When you are hurt in an accident, our Phoenix slip and fall lawyers are only a phone call away.
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The important thing to give your family peace of mind is to know that you have someone working on your behalf. Your time and attention will be occupied, either with your own injury or working to care for a family member. You can leave the details of the legal process to our Phoenix spinal injury lawyers.
At Zanes Law Injury Lawyers, we will explain your options to you, and we will never stop fighting for you to receive a full financial recovery. This will allow you to focus on your health and your family. It costs nothing out of your pocket to get an attorney working on your case, and you owe us nothing unless we are successful in helping you recover.
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Most injuries result from some sort of trauma to the head or neck, and weakness or loss of sensation will be apparent immediately. However, that is not always the case. Some spinal cord injuries will show few symptoms right off the bat. Some injuries can take days or weeks to become apparent.
However, even if symptoms are not apparent, the injury can be getting worse. This is why you need to see a doctor after an accident, even if you think that you are OK. It is always better to get a clean bill of health and not worry.
Prompt treatment of a spinal cord injury can make the difference between an injury from which you can recover and a long-term issue. There is little downside to seeing a doctor after an accident. The alternative is minor symptoms that can worsen over time when they are untreated.
The most obvious effect is a loss of motion and sensation in the part of the body impacted by the injury.
Numerous other problems result from spinal cord injuries, including:
Not all of these injuries may be apparent at the time of the injury. Some of these symptoms can take time to develop.
Car accidents are the leading cause of spinal cord injuries. Approximately half of these injuries are the result of automobile crashes. These accidents result in a sudden trauma to the spinal cord or tissue.
One of the common reasons for damage to the spinal cord is an injury to the surrounding vertebrae that can fracture in an accident. The vertebrae can puncture or compress the spinal cord. Any area on the spinal cord below the part that suffers damage can lose the ability to receive messages from the brain. This is why injuries higher on the spinal cord can result in complete paralysis of more body parts. Pressure on the spinal cord can cause damage.
While it is rare, some spinal cord injuries can even occur from whiplash. This is when the head snaps forward from the impact of the crash. This can cause misalignment of the vertebrae, placing pressure on the spinal cord. It is always better to be safe and get a full evaluation if you have suffered whiplash in an accident. In fact, see a doctor after any trauma to the head or neck.
An incomplete spinal cord injury is one where the spinal cord is bruised or damaged, but it is not severed. These injuries offer the best hope for recovery and rehabilitation. However, the cost of these therapies and the effort that the patient must put into the rehabilitation process are extensive.
Incomplete spinal cord injuries can be temporary, and victims might find relief from symptoms once the pressure on the spinal cord goes away. However, the patient needs prompt diagnosis and treatment because the pressure may not be relieved on its own. However, the accident victim will likely have some lasting damage from the spinal cord injury that will restrict their functions.
The exact prognosis is not always apparent at the time of the injury. The patient may not know for months how much of their function that they may regain. This is why it is important to take some time for treatment before beginning the insurance claims process. You have time to file a claim, and it may be premature before you know exactly what you are facing. You should be able to state your future needs with more certainty at the time that you file the claim.
It is hard to answer this question in a vacuum. As you saw above, there are different types of spinal cord injuries. It all depends on how bad your injuries are and the extent of the care that you will need.
Here are some factors to consider regarding the damages in your specific case:
Your lawyer will present the insurance company or jury a picture of your current and future life in settlement discussions. Of course, the insurance company will argue that you have far more capabilities than you really do. This is where you need an attorney who knows your case well, who can present your claim in the most compelling way possible.
One of the largest elements of spinal cord injury damages is life care costs. When you are not able to completely care for yourself anymore, you will need help. The degree of help that you need depends on the extent of your injuries.
Lifecare costs can include:
The costs of all of these add up quickly. In addition, you need to forecast what these services may cost years in the future. This is not always easy to do. Your lawyer will need to work with numerous experts to come up with an appropriate amount to seek in damages. There are life care planners for accident victims that will help your lawyer. The insurance company will have its own, less-favorable estimates.
Even if the family chooses not to hire someone to perform these services and do this on their own, they may still receive compensation, especially when they are missing work to care for an injured family member.
You are likely looking at a settlement or an award that reaches past $1 million. Some estimates of the care costs of spinal cord injuries are near $5 million. This is before the accident victim receives compensation for their pain and suffering.
You can assume that you will be facing this situation if you choose to try to negotiate a settlement. The insurance company does not care if you have enough money to pay for care years in the future. You and your family are not in their considerations. Instead, they are thinking about their profits and shareholders. This is why getting the compensation that you need will require a fight.
When you hire an attorney, they will carefully prepare an estimate of your damages for an insurance claim. Therefore, they will know when the insurance company’s offer is not enough to fully pay you. In that case, you are under no obligation to accept a low offer. In the end, the legal right to full compensation belongs to you and not anyone else. Your attorney will advise you to reject the offer. You can then counter with your own demand of what you deserve.
At some point, the insurance company will likely raise its settlement offer. It may or may not be closer to what you deserve. If your lawyer feels that the insurance company is being unreasonable and is dragging its feet, they will advise you to file a lawsuit. Then, the jury will decide how much you deserve, assuming that your lawyer can prove that someone else was responsible for your injuries.
We have been talking about injury damages that reach millions of dollars. However, many drivers do not carry that type of insurance that will pay for these damages. That will leave you with costs and needing to find another way to pay for them. If your injuries happened in a motor vehicle crash, you may use your underinsured motorist coverage to pay for your injuries You may need our help getting your insurer to pay what you deserve, however—your carrier is no different than the at-fault party’s in that it will fight every claim that comes its way, even after you have paid it premiums for years.
After that, you have options to get additional compensation, including:
We are not just saying this to get business. Time and time again, we have heard of people who settle their cases for far less than they are worth or have their claims denied because they tried to deal with the insurance company on their own. Trying to speak to the insurance company without an attorney to try to save money is a case of being pennywise and pound foolish.
Any time that you talk to the insurance company, you are on the record. Anything that you say is fodder for their adjusters to use to either deny your claim in its entirety or reduce the amount that they try to pay you. Even using the word “fine” in response to the innocent question of “How are you?” can harm your claim.
Take great care when dealing with an insurance company. There are plenty of times when the best thing to do is not talk to them at all. Moreover, never talk to an insurance company without your lawyer present.
We cannot stress this strongly enough: never trust the insurance company. They have one motivation, and it is to avoid paying out money any way that they can. Always have an attorney representing you to handle all of the communications. Studies show that people with legal representation achieve far better outcomes than those without it, even after accounting for the attorney’s percentage of a settlement or jury award.
This is not the same as a more straightforward auto accident claim. This is not a claim that you can handle directly with the insurance adjuster, given the extent of the damages. If you try to do this, you will lose without even knowing it. You will end up accepting a check for less than your claim is worth without ever really knowing how much you truly deserved. And you will end up having to pay for your medical treatments and other expenses out of pocket.
Don’t do that. Instead, call Zanes Law Injury Lawyers today.
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