No one ever expects to suffer a car accident. People set out for work, school, errands, leisure activities, and road trips without anticipating a collision. Even though car accidents are common in Phoenix and around the State, people usually don’t imagine that they’ll be involved in a crash.
Once someone has been injured in a car accident, the aftermath can feel overwhelming. People often find themselves in shock over a crash and its costs. This is especially true if the accident leads to serious injuries. It’s difficult to predict the exact effects that a car accident will have on your life. Sometimes, people face relatively minor expenses and inconveniences. Other times, their lives change completely and changed forever.
Reaching out to an experienced and reputable Phoenix car accident attorney is critical. At Zanes Law, we make every effort to guide your case towards the most favorable outcome possible. We serve as a source of dedicated guidance and support in the stressful aftermath of a car accident.
The Arizona Department of Transportation reports that there were 126,845 motor vehicle collisions throughout the state in 2016. As a result of these collisions, 962 people died and 56,636 were injured. Every day, approximately 155 people suffered a motor vehicle injury. Maricopa County is the most heavily affected area in Arizona. In 2016, roughly 73 percent of the state’s motor vehicle collisions and 50 percent of its fatalities took place in the city of Phoenix and the rest of the county.
At Zanes Law, our Phoenix car accident attorneys are familiar with fighting with insurance companies and with litigating car accident claims. The legal support you receive by our injury lawyers comes from the insight and knowledge that we have developed through years of serving accident victims in Phoenix and Maricopa County. As you cope with the effects of your accident, your Zanes Law attorney will provide you with invaluable guidance and will fight tirelessly for your interests.
Even without injuries, car accident victims face the hassle of dealing with the damage to their vehicles and any valuable belongings in them, including laptops and phones. With injuries, the costs and the stress from an accident are considerably higher. Traumatic brain injuries are one example of a possible injury from a crash. According to data reported by the Centers for Disease Control and Prevention, motor vehicle crashes are among the leading causes of emergency room visits, hospitalization, and deaths resulting from traumatic brain injuries.
Spine injuries, internal bleeding, whiplash, broken bones, nerve damage, burns, and lacerations are other types of injuries that people might suffer during a car accident. The effects of these injuries often become apparent within a short time after a crash. It’s also possible for symptoms of medical problems to escape immediate detection and to appear at a later time.
If you or your loved ones suffer an injury, your quality of life will diminish. Injuries can result in a variety of problems, including:
Depending on the nature of the injury, the problems can last anywhere from days to years. They also necessitate various kinds of medical treatments, including the following:
All of these treatments play an important role in healing from injuries or coping with them after an accident. These treatments are also quite expensive. Even if someone has medical insurance, the insurance might not provide adequate coverage. Out-of-pocket expenses can become staggering.
The costs of injuries in the aftermath of a car accident also become exacerbated by other changes to daily life, including:
Hiring an experienced Phoenix car accident attorney eases some of the burdens of coping with an accident. You shouldn’t have to struggle alone in dealing with the costs of injuries, lost wages, car repairs, and diminished quality of life. Dedicated legal assistance makes it easier for you to avoid mistakes that will undermine your best interests. You’ll have an advocate who works to improve your physical, mental, and financial well-being.
At Zanes Law, we’ve worked with people who have suffered injuries from car accidents caused by a variety of contributing factors, including the following:
A Phoenix car accident attorney will help you make sense of your accident. Your attorney will review and carefully analyze the facts. You’ll develop a clearer understanding about the parties responsible and the appropriate steps for obtaining compensation for your injuries and other losses.
Car accidents are sometimes unavoidable. Even if you’re driving responsibly, there are circumstances that remain out of your control. You don’t have to get stuck dealing with an accident on your own.
You’ve suffered a car accident, and it has led to injuries and other serious difficulties. As you work to restore as much of your life as you can, contacting an attorney is a critical step. You’ll feel less overwhelmed if you do so. An accident can seriously upset your life. Your physical and mental health can change. You might find it difficult or impossible to work, take care of your home, maintain relationships, and enjoy meaningful hobbies. Keeping up with bills, insurance claims, and other paperwork is time-consuming. With an experienced attorney working for you, your circumstances won’t be as overwhelming. You won’t feel lost or completely unsure about the steps you need to take.
You will also have a powerful advocate. As you deal with insurance companies or handle a legal dispute, your attorney will serve as your mediator. With a strong attorney, you’re in a better position to fight for what you deserve and navigate legal and bureaucratic labyrinths. The degree to which you’re held responsible for an accident can affect the amount of compensation you receive. Your attorney helps ensure that you’re treated fairly.
Your attorney will assist you with sorting through the evidence. Police reports, photos, video footage, witness testimony, medical assessments, and vehicle inspections are among the pieces of evidence you need to collect, organize, and analyze. Your lawyer will use various kinds of evidence to create a coherent picture of the accident and successfully strengthen your case. He or she will also question any evidence that’s faulty.
Your attorney will help you develop a better understanding of the accident. Who is at fault? In many cases, there isn’t a straightforward answer. Maybe multiple drivers share the fault. Sometimes, the fault extends to companies that employ drivers or manufacture vehicles. Witnesses might offer contradictory accounts. A driver might flee the scene without providing insurance information. Your legal and insurance situation could be different if you’re a vehicle passenger and not a driver. An experienced attorney will know how to analyze an accident, its contributing factors, and any complications introduced by your specific circumstances. As a result, you’ll have a clearer understanding of your situation and a stronger case.
Your Zanes Law attorney will give you valuable guidance. For example, an insurance company might want to conduct an independent medical examination in order to determine if you’re telling the truth about your injuries. Your lawyer will help you prepare for this examination and ensure that you’re providing clear and coherent replies. Without an attorney, you’ll have a much more difficult time presenting your case to insurance companies and in court.
Your lawyer will help you to avoid costly mistakes. It’s painful to look back at the aftermath of an accident and discover mistakes or wasted opportunities. If you fill out paperwork incorrectly, accept an unfair settlement, or overlook a key way to obtain coverage for your medical bills, you’ll have a more difficult time coping with the effects of your accident. Your attorney will help you avoid these potentially life-changing oversights. It is important to understand that the insurance companies involved in your claim will create the following hurdles that your Zanes Law Phoenix car accident lawyer will help you navigate.
The odds are extremely high that the responsible driver’s insurance company will try to get you to accept a check or even sign away your legal rights before you consult with an attorney. This would be a HUGE mistake, so make sure you don’t sign any papers or accept any payments until you retain legal representation.
When you accept a settlement check, it’s almost always going to come with paperwork that must be signed. Doing this means you are waiving your legal right to ask for any additional money in the future. Insurance companies try to get a settlement right away so that they can avoid future medical expenses.
Imagine for a moment that you begin experiencing serious issues a few months after the accident as a result of sustaining a traumatic brain injury (TBI). If you have already signed a settlement agreement, you may be out of luck and on the hook for all of your related expenses moving forward. This is especially distressing in a TBI situation because many of the worst problems may not present themselves until at least six months after the accident. In this scenario, the injured party could end up footing the bill for medical complications such as seizures, growth hormone insufficiency and even progressive dementia.
Arizona is an at-fault, comparative negligence state. In a nutshell, if you are 99 percent at fault for the accident, but you’re also the injured party, you have the right to compensation. However, being 99 percent at fault means you would only be eligible to recover 1 percent of your auto accident injury related expenses.
As you can see, this makes it imperative for people who were injured by the negligence of others to never admit fault. Insurance adjusters may attempt to trick you into admitting at least a little bit of fault to reduce their financial obligation to you. This is a common trick, and many people fall for it, especially if they do not have an attorney advising them. This is also the reason Zanes Law Firm handles communication with the insurance company on behalf of our clients.
It doesn’t matter to an insurance adjuster if you are in the hospital or dealing with a painful injury. They will try to corner you into making a statement about the accident as quickly as possible. The adjuster will also ask for permission to record your statement, but this is a trap. Essentially, the adjuster is hoping to get you to say something on record that will make them less responsible for your medical bills.
Do not play these games. Instead, politely decline to make a statement, recorded or otherwise, until your attorney is present. The professional, experienced team at Zanes Law will guide you through the process to help reduce your risk of ending up with a smaller settlement.
Not all insurance adjusters will flat out lie to your face, but you need to protect yourself by not letting them lull you into a false sense of security. It is an adjuster’s job to wrap everything up as quickly and cheaply as possible. Being friendly and polite is a great way to achieve these goals because it can help convince people who have been injured that the other driver’s insurance company truly cares about them.
If you start thinking of the adjuster as someone who is on your side, you have been roped in and will probably lose a lot of money as a result. Even worse, after these adjusters convince people that they are trustworthy, they then use their persuasiveness to dissuade the injured party from hiring an Arizona auto accident attorney. Think about this for a moment: if they truly wanted the absolute best for you, why would they go out of their way to convince you not to hire legal representation?
Are you currently trying to work with an insurance adjuster who never returns your calls? Insurance companies do not make money by paying claims, so they try to avoid them at all costs. One tactic is to push people off for long enough that the victim either stops trying, dies or accepts a low settlement offer. If this is currently happening to you, our team can help your injury claim get the attention it deserves.
Did the adjuster ask for your medical records? This is not as reasonable of a request as you might think. After all, they are probably not looking at these records to determine how much they should pay. Instead, they are looking for a way to deny part or all of your claim.
For example, if you file a claim due to a back injury you sustained during the car accident, the adjuster will comb through your medical records looking for any previous back issues. If they find one, they can try to claim that your current injury is a preexisting condition that was not caused by the accident.
Another insidious trick is to try to minimize what you are going through. For instance, you may be suffering from blinding headaches since the traffic incident. The adjuster could claim that there is not enough proof that these headaches are happening or that they are severe enough to warrant medical attention. Due to this erroneous claim, they will attempt to deny payment for that part of your medical expenses.
Don’t let a penny-pinching adjuster compromise your health and financial well-being. Fight back with an auto accident lawyer who truly is on your side.
Insurance adjusters will scour all applicable records looking for any loophole that gets their company off the hook for your medical payments. One of the most common methods is to claim that their insured party was not actually at fault. However, an insurance company denying fault does not mean that their customer truly has no fault in the accident.
There are several sad scenarios that can arise from this. For example, injured people who are unable to work will sometimes become so desperate for money that they accept a very low settlement from an unscrupulous adjuster. The conversation could go something like this, “our client has zero fault in this accident. Because of your extensive injuries, we still want to offer you some financial assistance. We will send you a check for $500 today if you sign this waiver.”
Meanwhile, their client actually was at fault, and the injured party’s injury claim is for $5,000. Despite this, someone who tries to navigate through the confusing world of insurance claims without an attorney might end up accepting a paltry amount and signing away all of their future rights.
Don’t hesitate to contact a Phoenix car accident attorney after a motor vehicle collision. When meeting with your attorney, bring whatever evidence you’ve gathered, including medical records and any photos from the scene. Make sure your attorney exhibits certain key qualities. These include:
If you’ve been involved in a serious Phoenix auto accident, it’s critical to take immediate legal action. Our team of Phoenix car accident lawyers has the proven experience necessary to help you navigate through the complicated world of insurance companies and lawsuits. We take pride in offering top-notch service to each of our clients and will do everything in our power to help you secure a fair settlement.
Do not sit back and let the insurance adjuster treat you badly or make an insulting settlement offer. Instead, call Zanes Law’s auto accident attorneys toll free today at 602-999-9999. We offer assistance for a variety of personal injury, car accident and wrongful death cases for clients in Phoenix.
After I was hit by a drunk driver last year, Zanes Law handled my case and my experience was a positive one. Even though the guy was never given a sobriety test (due to a lot of inconvenient and frustrating circumstances including police incompetence and other thinKayley Self Personal Injury
Good people to work with.Greg King Personal Injury
I never though of myself as a person that would ever file a lawsuit, but sometimes you have to do what you don't want to do to get what you need/deserve this was one of those times i didn't know a thing about the process they we very helpful in answering all of myNate Ash Showers Personal Injury
4222 E. Thomas Rd., #230
Phoenix, Arizona 85018
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