Should I Release My Medical Records To Another Driver’s Insurance Adjuster?
We recommend discussing your case with a car accident attorney before you give a statement or release your medical records to another driver’s insurance adjuster in Phoenix, AZ. According to the Arizona Department of Transportation, there were over 36,000 injuries due to car accidents in the state in 2018. After these accidents, many drivers will deal with insurance companies.
To file an insurance claim and recover a payout following a Phoenix, AZ car accident, you may need to provide certain information to the at-fault driver’s insurance company. They may ask for a statement, proof of your expenses, and even your medical records.
However, giving them access to this information—or even telling your side of the story by giving them a statement—could put your payout in jeopardy. At Zanes Law, our team understands the tactics insurance adjusters may use to lower the value of your case. Let us handle all communication with the insurer, and we can ensure your rights remain protected.
The Insurance Adjuster Could Use Your Full Medical Records Against You
When you file an insurance claim based on the at-fault driver’s auto liability policy, the insurance company will assign an adjuster to the case, and that adjuster will launch an investigation into your accident. While they want you to believe they are trying to get to the bottom of what happened so they can compensate you fairly, it is important to know they are not on your side.
They will use any evidence they can gather to reduce the payout owed to you, no matter how serious your injuries. This is why we encourage you to discuss your case with an attorney before giving them a statement, and why we urge you not to give them access to your full medical records. An old injury or doctor’s visit for back pain a decade ago could be used to reduce your payout today.
Proving Your Accident-Related Damages
If you want to navigate the claims process on your own, it is important that you remain aware of all the ways you could reduce your payout accidentally. You will need to collect proof of your current and future medical care, lost wages, out-of-pocket expenses, and other damages. Also, be careful not to give the insurer any evidence they could use against you.
You will need to use the evidence you collect to put a fair settlement value on your case and refuse to accept anything lower from the insurance company. If they refuse, you may have no choice but to settle for less than you paid out or talk to an attorney about your case.
Let Zanes Law Protect Your Rights and Pursue Compensation on Your Behalf
When you enlist the help of Zanes Law in your Phoenix, AZ car accident case, we provide much more than just legal advice. Our team will go to work immediately, handling all communication with the at-fault driver’s insurance company. We will gather evidence to prove:
- Negligence and liability
- The nature and severity of your injuries
- The value of your economic and noneconomic losses
We will not give the insurance company the opportunity to reduce your claim unless there is sufficient proof you contributed to causing the accident. We will ensure that you get a fair shot at recovering a payout.
- When they ask for a statement, we will help you prepare one.
- When they request your medical records, we will have only the relevant records ready for them.
- We will give them only the documentation they need to understand the value of your case without putting your payout in jeopardy.
It is important to note, though, that we need to act quickly. Reach out to us as soon as possible after your accident so we can protect your rights and pursue an out-of-court settlement on your behalf. AZ § 12-542’s statute of limitations only gives us two years to file a lawsuit, so we need to reach an out-of-court settlement or take legal action before this deadline.
At Zanes Law, we make it quick and easy to get started. You can sign up during your initial consultation, whether you discuss your case with one of our attorneys over the phone or at your home or hospital room.
Talk to a Phoenix Car Accident Lawyer About Your Case Today
At Zanes Law, we do everything from A to Z. This includes protecting the rights of car accident victims and ensuring they get a fair shot at recovering compensation for the full range of their accident-related expenses and losses. Let us get started on your case today before you release your medical records to another driver’s insurance adjuster in Phoenix, AZ.
Call (833)-629-7684 for a case review over the phone, or we can meet with you in your home or the hospital. Our initial consultations are always free, and we only get paid if you do.
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