- Casey Hamm
- November 25, 2015
Black Friday Safety Tips
Black Friday Doesn’t Have to Be Dreary and Dangerous
We know that some of you are going to be participating in the madness that is Black Friday (the day after Thanksgiving for those of you dead to the world)…
Some of you are committed to the Friday like it’s another holiday and you are even getting enough sleep for the long haul…
Heck some of you are already lined up outside with a camper and some blankets….
Really? You really want that jacket that badly?!
We kid! But since you are going to be in the chaos of Black Friday, we decided to provide you with some safety tips on how to keep your hard earned money safe and to keep you from any bodily injury!
Let’s start with the cash:
Want to make sure you don’t get scammed while buying presents this holiday season? Check out some of the things the guide has to say…
- Pay with a credit card instead of a debit card when shopping online. While both allow you to dispute the charges, a debit card automatically takes the amount out of your bank account.
- When ordering online, look to ensure that your browser has a secure connection. In the address bar, a padlock should appear if your browsing session is secure.
- Some credit card providers offer one-time card numbers to be used for online transactions to further protect your financial information. Contact your account holder to see if they offer such a service.
- Don’t forget, when shopping online there are often additional costs, such as shipping and handling fees. Be sure to include additional charges when comparing prices across multiple websites.
- Some retailers may offer layaway plans or other payment plans so you can pay for that must-have holiday gift over time or at a later time. Before you agree to such a plan, be sure to ask whether the retailer charges fees to use its payment programs and whether the payments and fees are refundable if a purchase is canceled.
- Keep your receipts and be sure you understand retailers’ return and refund policies so you can return any unwanted items in a timely manner and get a full refund.
Holiday charity scams to watch for begin on page four of the guide, and a list of recalls begins on page five.
Now for your bodily safety:
Shopping in Stores
- Do not buy more than you can carry. Plan ahead by taking a friend with you or asking a store employee to help you carry your packages to the car.
- Don’t flash the cash. Consider alternate options to pay for your merchandise, such as onetime or multiuse disposable credit cards or money orders, including at online stores.
- Wait until asked by a cashier before taking out your credit card or checkbook. An enterprising thief would love to shoulder surf to get your account information.
- Although this day attracts massive crowds, do your best to avoid heavily dense areas of people to avoid injury.
Walking to and From Your Car
- Be informed about your surroundings. Use the free mobile app available from AlertID™ to receive alerts about registered sex offenders living and working in the vicinity of your shopping venue.
- Deter pickpockets. Carry your purse close to your body or your wallet inside a coat or front trouser pocket.
- Have your keys in hand when approaching your vehicle. Check the back seat and around the car before getting in.
- Tell a security guard or store employee if you see an unattended bag or package. The same applies if you are using mass transit.
- Do not leave packages visible in your car. Lock them in the trunk, or if possible, take them directly home.
Shopping With Small Children
- If you are shopping with children, make a plan in case you are separated from each other.
- Select a central meeting place.
- Teach them to know they can ask mall personnel or store security employees if they need help.
- Have them memorize or keep your cell phone number handy.
- Keep up-to-date photos and accurate descriptions of each child electronically with AlertID’s My Family Wallet™. Should they go missing, this information can be sent quickly to law enforcement when every moment counts.
*Thank you, Capital Region for the safety tips!
Have fun shopping and BE SAFE!
Get Your Free Case Evaluation