You have been in a car accident and you have been injured. Now what?
- Seek medical treatment. If you think you are injured, immediately go to the emergency room. If you’re simply feeling sore, see your primary care physician and ask about your treatment options (such as physical therapy, chiropractic care, pain management, etc.)
- Call your insurance company and open a property damage claim. Don’t be fearful of doing this if the accident wasn’t your fault. You pay a monthly premium to your insurance company- use your insurance!
- Obtain a copy of the police report. Hopefully you called the police after your car accident in Phoenix. This report will provide you with the other driver’s information and version of how the accident happened. Without a police report, there is a greater risk that the driver who hit you will not give you their correct information, will lie to the insurance company about how the accident happened (since there is more time to think about it), or both which can result in a liability dispute between the insurance companies. Provide the information from the police report to your insurance company.
- Contact a personal injury attorney in Phoenix to discuss your options. As soon as possible after the accident, please call Zanes Law in Phoenix to get your questions answered and explore your legal options. After speaking with one of our personal injury attorneys, you will feel more assured about what option is best for you.
The personal injury attorneys at Zanes Law help many people who have been involved in car accidents.
Our attorneys will create a plan of action for your case specifically, and ensure you’re legal and medical needs are met.
PHOENIX’S PREMIER CAR ACCIDENT ATTORNEYS
Have you been injured in a car accident? Do you live in Phoenix, Scottsdale, Tempe, Mesa, Glendale, Chandler, Gilbert or any of the other cities within Maricopa County? If so, than the Phoenix car accident attorneys at Zanes Law will fight for you.
WHY YOU NEED AN ACCIDENT ATTORNEY
Our attorneys have represented thousands of car accident victims and we understand the impact that an auto accident can have on your life. Every car accident comes with it the Medical bills and other resulting expenses, all of which have huge burden on you and those you care about. More significant that these expenses is the overwhelming emotional distress that is suffered when someone you love is killed or injured in a car crash. After an automobile accident let our attorneys help you get the money and support that you need to move forward.
At Zanes Law, our accident attorneys in Phoenix spend each and every day fighting for the car accident victims and their families that we represent. Our passion is to make our clients whole again by helping them to recover their losses. Our drive is to get them compensated for their lost wages, medical bills, pain and suffering, and other losses. We serve the entire Phoenix metro area, so whether you live in Phoenix, Scottsdale, Mesa, Tempe, Glendale, Chandler, Gilbert, or another location in Maricopa County we can help.
In Phoenix, car accidents result from a number of common factors: speeding, texting and cell phone usage, careless driving, reckless driving, negligence, failing to obey traffic signals, drugs, alcohol, and other factors.
To put the dangers of our roadways into perspective, Nationally in 2007 there were 6.2 million police-reported motor vehicle crashes. According to the National Highway Transportation Safety Administration (NHTSA), over 41,000 people were killed in motor vehicle crashes. That’s an average of 112 lives lost every day in 2007. Someone died in a motor vehicle crash every 13 minutes. In addition, in 2015 in Arizona 10,265 people were killed in automobile accidents in which one driver was impaired by alcohol. This equals 29.25 percent of all traffic related deaths.
At Zanes law car accident cases are the focus each and everyday by our attorneys. When we take on a case you can be assured that our car accident attorneys understand the unique challenges presented in each case and, because of that, they are able to better assist our clients with questions they may have and ensure their legal rights are protected.
ARIZONA ACCIDENT LAW
Under Arizona law, the person who causes a car accident is financially responsible for all of the provable damages related to the accident. Although there can be many types of losses suffered in an auto accident, the typical damages following an accident may include damages to property (such as a car), and bodily injury (damage to the vehicle occupants themselves). For legal purposes, a bodily injury claim is generally sub-divided into two categories:
- Economic Damages: past and future medical expenses, wage loss, and additional expenses related to physical impairment and disfigurement
- Non-Economic Damages: pain, suffering, loss of enjoyment of life, inconvenience, physical impairment, and other similar losses
The dollar value of these damages can be significant. Thankfully, Arizona law requires every owner of an automobile in the State to buy a minimum amount of car insurance to pay for these categories of damages. There are two types of mandatory car insurance in Colorado:
- PROPERTY DAMAGE LIABILITY COVERAGE- this coverage pays for the damage to the automobile involved in the accident and is paid out on behalf of the at-fault driver.
- BODILY INJURY LIABILITY COVERAGE- this coverage pays on behalf of the at-fault driver for bodily injuries sustained in a motor vehicle collision. The State of Arizona requires that every owner of an automobile have at least $15,000.00 in bodily injury liability insurance coverage.
In Arizona, the person who caused the accident (the at-fault driver) and/or their insurance company is financially responsible for all of your accident-related injuries, damages, and losses.
FREQUENTLY ASKED QUESTIONS
WHAT MUST BE PROVED TO BE SUCCESSFUL ON AN ARIZONA CAR ACCIDENT CLAIM
To establish a claim for your personal injuries related to a motor vehicle accident, you must show three things: 1) You must prove that the person you have brought your claim against was at-fault for the car accident; 2) you must have been damaged in some way; and 3) you must prove that the damages being claimed were caused by the automobile accident.
WHAT CAN YOU BE COMPENSATED FOR IN YOUR CAR ACCIDENT CLAIM?
You can recover for your bodily injury damages, which can be divided into the following categories: 1) economic damages, which include past and future medical expenses, past and future wage loss, impairment of earning capacity, and other out-of-pocket expenses; 2) non-economic damages, which include inconvenience, loss of quality of life, emotional distress, pain and suffering; and 3) physical impairment and disfigurement.
WHO WILL PAY FOR MEDICAL EXPENSES AFTER AN AUTOMOBILE ACCIDENT?
After being injured in a car accident, the first question many people want answered is “who will pay for my medical expenses?” The person who causes the automobile accident (or their insurance company) is ultimately financially responsible for all of the reasonable and medically necessary accident-related medical expenses. In most cases, the medical expenses are not paid by the at-fault driver (or their insurance company) at the time the medical expenses are incurred. Instead, in most cases, reimbursement for the medical expenses is one part of a single lump sum settlement fund that is negotiated only after all accident-related medical care is complete. Therefore, in the short term, (before the final settlement) the medical expenses need to be covered by some other source. At Zanes Law our motor vehicle accident attorneys always recommend that you use your health insurance coverage to initially pay your medical expenses. Certainly, how you choose to pay your medical expenses will have different implications on your personal injury case.
In every injury case that our attorneys work on we will examine all of the potential insurance sources that may provide coverage to you as a result of your accident. At Zanes Law, although we highly recommend that our clients use their health insurance to pay for their medical treatment, we will also evaluate all other insurance sources that are available to our client in order to pay these medical expenses. This includes looking at our clients’ own car insurance coverage to see if the policy includes “medical payment” benefits. This is an optional form of coverage that may require our clients’ own auto insurance company to pay some portion of our clients’ medical expenses. If no medical payment coverage exists and no health insurance coverage exists, our attorneys may work with the health care professionals chosen by our clients to see if the providers are willing to provide medical care through an agreed upon “medical lien.” A medical lien means that you pay the medical provider once you receive your personal injury settlement.
SHOULD I HIRE A PHOENIX CAR ACCIDENT ATTORNEY?
One question that our attorneys hear on a weekly basis is whether or not a potential client’s car accident case is big enough for us to take on. What we tell potential clients is that, given all the complexities that are involved in handling injury claims, they should always have their case reviewed by an accident and personal injury attorney.
That is why an initial consultation at Zanes Law is free. We want to make sure that anyone injured in a car accident understands his or her rights and also understands how the claims process works. If we agree to take on a case, we will always handle that case on a “contingency fee” basis, which means the law firm is paid a percentage of what is recovered, rather than charging by the hour for our legal services. You will not have to pay any monies down, we will cover all case costs, and if we do not win your case you will not owe us a fee or any costs. In short, if we do not win your case you will not owe us any money.
WHAT IF THE AT-FAULT DRIVER DOES NOT HAVE CAR INSURANCE?
As we discussed earlier on this page, Arizona law requires every automobile owner to have car insurance. But, unfortunately, many drivers choose to break the law and are “uninsured motorists.” In many other cases, the driver who causes an accident may be insured but may not have enough insurance coverage to pay for all of the medical expenses and lost wages incurred due to the accident. This driver is known as an “under-insured motorists.”
So what happens if you find injured in a car crash with one of these drivers? This is when your Zanes Law car accident attorney will look into bringing either an uninsured (UM) or underinsured (UIM) motorist claim against your insurance company.
ADDITIONAL RESOURCES & INFORMATION
- United States Department of Transportation : The United States Department of Transportation is the federal government agency that regulates and administers all of the transportation rules and regulations in the country. This website provides reports and statistics about all of the transportation carriers, including semi-trucks, airplanes, and trains. It provides information about transportation safety and transportation security issues. The site also provides links to many other transportation-related websites and agencies.
- Bureau of Transportation Statistics : The Bureau of Transportation Statistics is a clearinghouse for all transportation related statistics. The site offers information about state transportation statistics, airline financial data, fuel consumption data as well as other resources.
- Arizona Department of Transportation : The Arizona Department of Transportation is the state government agency that regulates and administers all of the transportation rules and regulations for Arizona transportation systems, including highways. The site provides up-to-date travel advisories, local road and weather conditions, lane closures, construction information, as well as tips and resources for safe driving and transportation to help Arizona citizens avoid collisions and personal injury.
- National Highway Traffic Safety Administration : The National Highway Traffic Safety Administration is a government agency dedicated to saving lives, preventing injuries, and reducing economic costs due to road traffic crashes, through education, research, safety standards, and enforcement activity. The NHTSA provides transportation statistics and information as well as consumer tips and resources for safe transportation. The site also includes information about vehicle and equipment defects, and sections about relevant transportation laws and regulation.
- Federal Highway Administration : The Federal Highway Administration is a branch of the U.S. Department of Transportation. The Administration provides financial and technical support to state, local, and tribal governments for construction, preservation, and improvement projects to America’s highway system. The website provides information on highway projects and safety resource.
- TRIP : TRIP is a nonprofit organization that promotes transportation policies that relieve traffic congestion, improve air quality, make highway travel safer, and enhance economic productivity. The website provides data about roads and bridges, traffic congestion, traffic safety, and environmental concerns related to transportation. The website contains Arizona-specific data and information.
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About Zanes Law
Over the years, Zanes Law has represented thousands of injured victims and has recovered over $80,000,000.00 for those friends that we have helped. Through all of this experience, we have seen insurance companies go to great lengths to protect their finances at the expense of our clients. We take great pride knowing that our attorneys and team are the gatekeepers who protect our clients and are the gladiators who take the fight to those who would harm our clients.
About Doug Zanes
“When I began practicing law years ago I simply wanted to help others, but did not specifically know in what way. As I began representing clients, just by circumstance the clients who I was helping happened to be clients who had been charged with committing crimes.
Then one night, my wife and I were driving home from the airport and narrowly missed being hit head-on by a drunk driver who was driving the wrong way on the street that we were on. As his headlights suddenly appeared in front on me, I turned to the right as he crashed into the median. We were extremely fortunate and he was eventually convicted of driving under the influence.
This was the night that I realized how quickly a life could be changed in an accident, and this was the night that my law firm stopped representing criminal defendants and began to focus on helping injured victims.” – Doug Zanes, Owner of Zanes Law
Phoenix Auto Accident and Personal Injury Attorneys.
Injuries resulting from an Auto Accident in Phoenix will have a significant impact on your life including your job, your family, your sense of well-being and your finances
Phoenix has a population of over 4.3 million people and is the sixth largest city in the United States.
That’s a lot of people traveling in cars every day.
The chance of you being in an auto accident and needing a Phoenix personal injury attorney is significantly higher than most cities.
If you have been injured in a car accident, know that you are not alone, and the Zanes Law team is here to help you. Allow an experienced personal injury attorney to be your advocate.